How to invest in foreign exchange financing?

There are mainly domestically available foreign exchange investment methods:

1. Foreign exchange savings. For a long time, the main foreign exchange investmentmethod for domestic residents is foreign exchange savings. Its characteristics are: foreign exchange savings risk is small, income is stable, and investors do not need to spend time alone to pay attention to market conditions, suitable for investment groups with limited foreign exchange knowledge or poor risk tolerance .
2. Forex treasure. Forex is a business in which banks provide foreign exchange wealth management tools to individual customers. At present, the domestic personal foreign exchange trading transaction is the exchange rate of the bank with reference to the international financial market, providing real-time foreign exchange trading price, and the individual customer buys and sells one foreign exchange held into another foreign exchange business according to the bank's quotation.
3. Personal foreign exchange options. The option represents a right of choice, and this right can be bought and sold, the buyer of the option acquires this right, and the seller of the option bears the corresponding obligation. Foreign exchange options are a common option product, and the transaction object is a right to buy and sell currency in the future.
4. Foreign exchange structured financial management. Structured foreign exchange deposits are a type of structured foreign exchange product. The so-called Structured Notes (SNs) is a product that combines fixed-income products with options (options) products. The core characteristic of structured foreign exchange deposits is that banks on the basis of ordinary foreign exchange deposits , according to the customer's expectation of interest rates, exchange rates and other asset prices , embedding options linked to exchange rates and interest rates, and providing this package of structured products to investor.

Extended data

1.Foreign exchange investment management is one of the ways to invest in wealth management. In short, foreign exchange investment is the currency of a country. The currency of another country is called foreign exchange. That is, between the country and the country, because of trade, investment, tourism, etc. Economic exchanges, causing the relationship between payments between currencies. The foreign exchange market is the world's largest financial market.

2. The foreign exchange market has transactions almost all day, and the volume of transactions is huge. It is estimated that there are about several trillion US dollars per day. This size is greater than the total amount of transactions in all stock markets worldwide. The foreign exchange market is not concentrated. It is an over-the-counter transaction. The buyers and sellers use the telephone, computer, fax machine and other real-time communication tools to connect and trade. According to the latest statistics of the International Clearing Group, the average daily trading volume of the international foreign exchange market is about 3 trillion US dollars.

3. From the perspective of the regional scope and surrounding speed of foreign exchange transactions, the foreign exchange market has two basic characteristics: spatial uniformity and time continuity.

4. The so-called spatial unity means that because foreign exchange markets in various countries use modern communication technologies (telephone, telegraph, telex, etc.) for foreign exchange transactions, the links between them are very close, and the whole world is increasingly united. Form a unified world foreign exchange market.

5. The so-called time continuity means that the various foreign exchange markets in the world alternate with each other in business hours, forming a cyclical operation pattern.